Between work deadlines, family responsibilities, weekend errands, and the never-ending to-do lists, most of us are running at full speed. In the middle of all that busyness,..
Author: Pratham Services
Should You Pause Your SIP for Festive Expenses? The Real Cost of Skipping Even One Month.
Festivals are a joyful time with bright lights, family gatherings, holiday shopping but they’re also a time when many of us reach for our wallets more often…
Legacy Without Chaos, How to Secure Your Family’s Future, Starting Today?
Life can be unpredictable, but your family’s financial future doesn’t have to be. Ensuring your loved ones are protected long after you’re gone isn’t just thoughtful. It’s..
Health Insurance = Tax Saver Max it for your family
Health insurance isn’t just about protecting yourself from unexpected medical expenses it’s also a smart way to reduce your tax burden. Most people know that premiums paid..
How to Make Banks Say Yes: A Credit-Ready Guide for MSMEs?
For many MSMEs, accessing formal credit still feels like a long, confusing road. You run a legitimate business, meet customer demand, pay your team on time yet..
What’s a Good CIBIL Score in 2025? And How Can You Improve It Faster?
Your CIBIL score is a quick snapshot of your financial reliability. In today’s fast-moving financial world, this three-digit number matters more than ever especially in 2025, when..
Old Policies, New Goals: Why Reviewing Your Insurance Every 3 Years Is a Must
When was the last time you checked your insurance policy? Not the premium payment reminder, an actual review. If your answer is “I think I bought one five..
ULIP vs Mutual Fund: What’s Right for Long-Term Goals?
When it comes to building long-term wealth, two popular options often come up: ULIPs (Unit Linked Insurance Plans) and Mutual Funds. Both are market-linked. Both offer growth…
No Fixed Salary? No Problem. A Freelancer’s Guide to Financial Stability
If you’re a freelancer or self-employed professional, you’ve probably heard this before: “You’re so lucky, you have so much freedom.” But what people don’t see is the..
How Much Life Insurance Do You Really Need? (Hint: It’s Not Just 10X Your Salary)
When we think of life insurance, most of us have a simple number in mind: “10 times your annual income.” It’s a rule of thumb that many..